Before you buy that house, run a stress test.

Most calculators tell you if you’ll get approved.
This shows how — and when — the purchase could break.

Learn More

What It Does

The Home Purchase Stress Test simulates your cash flow for the first 24 months after buying.

Liquidity Failure Month

We simulate your cash month-by-month and identify when your balance is lowest — the point where financial pressure is highest.

Early Cash Risk

We analyze whether closing costs, move-in expenses, and timing overlaps create a fragile first few months.

Stress Scenarios

We test income dips and unexpected repairs to see whether the purchase absorbs the shock or fails under pressure.

Primary Failure Mode

We identify the structural weakness driving risk — whether it’s liquidity, fixed costs, or timing.

Risk Reduction Levers

We show which specific changes meaningfully improve survivability before you commit.

This is not a budgeting app. It’s a one-time decision audit before you commit.

Who It’s For

First-time buyers
Buyers stretching in high-cost areas
Couples where one person wants extra reassurance
Anyone who feels uneasy even after talking to a lender

Who It’s Not For

Investors optimizing portfolios
Buyers with large liquidity buffers
People just browsing casually

How It Works

The stress test focuses on one purchase decision at a time. In a few steps, you move from rough numbers to a structured risk assessment.

Enter Your Numbers

Provide your income, savings, and home details to define the purchase scenario.

Run the Stress Test

We simulate your cash flow and surface structural risks over the first 24 months.

Explore Scenarios

Adjust price, buffer, or timing within a 7-day window to see what changes the outcome.

Lock Your Decision

Finalize and export a clear, shareable report before you commit.

Pricing

$79

one-time

Full 24-month stress simulation
Income & repair shock scenarios
Unlimited scenario reruns for 7 days
Shareable decision report

Before You Sign, Run the Stress Test

If you’re under contract or actively making offers, join early access and be notified when the stress test opens.We’re onboarding the first group of buyers now.